ACCOUNT AGGREGATION
          ONE PLACE TO SEE EVERYTHING
                                 



Cyborg-Advisor’s CashEdge is the industry’s leading next generation account aggregation solution.  It provides the engine and capability for investors to build a comprehensive Real-time panoramic view of their entire finances, while helping their trusted financial advisers develop deeper knowledge and understanding of their financial picture, resulting in deeper customer relationships forging greater loyalty between you the client and your trusted adviser.

In short, Cyborg-Advisor’s CashEdge is a value-added solution that helps investors develop a complete financial picture across all their online accounts and institutions. It offers the tools to simplify their money management, analyze their spending habits, review investment portfolios and take control of their finances in Real-time. No longer do you have to wait for backward looking monthly or quarterly statements.  With access to more than 17,000 data sources, including banking, credit cards, investment accounts, employer sponsored retirement plans such as 401(k), 403(b), 457 and employee stock plans, mortgages and insurance, CashEdge aggregates account data from virtually any online financial source. Your online secured financial planning portal becomes the financial hub to finally rely on to monitor and manage your cash flow, investments, spending, budget and savings goals. And, Social Security Optimization to know exactly when to take Social Security income and how much you will have.

Customer benefits include:
Convenient access to a view of all their financial accounts
• The ability to track savings goals, budgets, spending, retirement goals, college education goals, estate     planning goals, and insurance benefits all in Real-time.
• Information and resources to in Real-time instead of backward looking monthly or quarterly statements to make well-informed financial decisions.
• Unmatched security: leverages the same technology used by the world’s leading financial institutions to safeguard Internet banking websites, protecting personal information like user names and passwords, as well as account and transaction data
• Superior, reliable data: supplies account balance and transaction level data that is updated daily and processed through a set of standard data quality check

security

Cyborg-Advisor’s CashEdge Aggregation is part of our financial planning services.  We are dedicated to providing our clients with the highest standards of security. From the moment you sign onto the client portal all communication between servers and your computer is encrypted using the financial industry standard RC4 256bit Secure Socket Layer (SSL) encryption. (to ensure you are running under SSL verify that you see https:// in the address bar).

All of our strategic partners enforce password strength policies and allow for secure retrieval of your user account details should you not remember your password.  Once you’ve signed into the system, and are running our application under SSL, all the data you enter is stored on a SQL Server running NT Authentication policies; this means that only authenticated registered users can access the data. Your personal and financial information is protected from prying eyes behind a firewall and can only be accessed through our interface, as the financial plans are stored as an encrypted string.  Futhermore, All communication between our integration partners and our servers is also encrypted using SSL and non-public web-services (non-public services respond only to inquiries coming from specific IPs addresses).

Cyborg-Advisor’s CashEdge Data Aggregation, is provided through our financial planning division and powered by our software partner Finance Logix®, through which your financial data is able to be collected from various institutions roughly 17,000 and consolidated within our software for planning purposes. This data is Non-Actionable! No transactions can be executed through our financial planning software provider Finance Logix®, so no one can gain access to your financial institutions though our system. Furthermore, when using data aggregation you will be asked to provide your login information to your financial institutions; our software partner Finance Logix® does not store any of your login information! Your access keys are stored with the Data Aggregation providers which adhere to the BITS Guidelines and adhere to the highest standards of security.