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Disclosures: Variable Annuities are issued by Jefferson National Life Insurance Company, (Dallas, TX), or Jefferson National Life Insurance Company of New York (New York, NY) and distributed by Jefferson National Securities Corporation, FINRA member. Policy series JNL-2300-1, JNL-2300-2, JNL-2300-3, JNL-2300-1-NY. Mentions of 'Monument Advisor' refer also to Monument Advisor of New York. *Monument Advisor has a $20 monthly flat insurance fee. Additional low-cost fund platform fees ranging from .10% - .35% will be assessed for investors wishing to purchase shares of low-cost funds. See the prospectus for details. Certain low-cost funds may only be available to you if you retain certain investment advisors. Performance vs Taxable Account. Hypothetical illustration based on the following: initial lump contribution of $224,355 (our average contract size); Monument Advisor's $20/mo. fee; Current Age of 45 years; retirement at age 65; ordinary income tax rate of 35%; and a moderate investment portfolio. The results of the comparison between a taxable account and a tax-deferred account are designed to be hypothetical comparisons and not actual predictions or projections of future results in the value of your portfolio. You should use it in conjunction with advice from your financial or tax planning advisor and not as the primary basis for your investment decisions. The hypothetical illustration is based on an analysis of the historical performance of asset classes. Past performance does not guarantee future results. Your actual performance, asset allocation or trading patterns may differ from the values assumed by the calculator, resulting in a different outcome from that calculated. Certain asset classes are riskier than others, please consult your financial advisor for more information. If your tax rate changes you should update your choices in the calculator to reflect those changes. Jefferson National Life Insurance Company does not predict or guarantee future results. Performance vs Avg. Variable AnnuityThis hypothetical illustration is based on a contract size of $224,355 (our average contract size), Monument Advisor's $20/mo fee, M&E fees of 1.35% for the average variable annuity (source: Morningstar® 12/12), and an assumed growth rate of 6%. Estimated annual savings and accumulation assume the contract value grows at the assumed growth rate, and excludes any differences in underlying fund charges. The values shown do not reflect the deduction of underlying fund charges. If included, the values would be lower than those shown. Please compare the fees charged by underlying funds in your current annuity versus those charged by Monument Advisor prior to purchasing Monument Advisor. Fees vs Avg. Variable Annuity - This hypothetical illustration is based on a contract size of $224,355 (our average contract size), Monument Advisor's $20/mo fee, M&E fees of 1.35% for the average variable annuity (source: Morningstar® 12/12), and an assumed growth rate of 6%. Estimated annual savings and accumulation assume the contract value grows at the assumed growth rate, and excludes any differences in underlying fund charges. The values shown do not reflect the deduction of underlying fund charges. If included, the values would be lower than those shown. Please compare the fees charged by underlying funds in your current annuity versus those charged by Monument Advisor prior to purchasing Monument Advisor. _________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ Investment Advisory Services offered through National Christian Financial Advisors, Inc. (NCFA) Cyborg-Advisors is a division of NCFA and all services are offered through NCFA at our reduced fee structure because it is initiated through the automated platform in that of Cyborg-Advisors. The Private Equity section is only available for accredited investors and is a strategic alliance with Militello Capital. The Alternative Insurance Linked Securities are offered by Pioneer Investments and our Private Wealth Management services are offered by Global Value Investment Corp., a sub-advisor of NCFA, Inc. Militello Capital, Pioneer Investments and Global Value Inestments Corp. are not affiliated with NCFA, Inc. or Cyborg-Advisors. Financial advisory and planning services are only provided to investors who become clients through Cyborg-Advisors.